Financial Planning for Your Family | Modernize Wealth

CREATING GENERATIONAL WEALTH

PROTECT YOUR FAMILY

How do you translate your current success in your professional career into generational wealth for your family? Through sound financial planning and by taking advantage of all the options and avenues available to you.

Our goal at Modernize Wealth is help you establish financial organization in all seven areas of your personal financial life:

CASH FLOW PLANNING

You will have a financial plan that is designed to maximize household cash flow, and create wealth for today, tomorrow and future generations.

RETIREMENT PLANNING

It’s not just planning for retirement; it’s having income strategies in retirement. You will have a distribution management plan to make sure you don’t run out of money.

TAX PLANNING STRATEGY

Working in partnership with your CPA, we will create a tax planning strategy that maximizes your income while ensuring you stay on the right side of the IRS.

ESTATE PLANNING

Do you have an Estate planning strategy - for legacy creation - in place? This important component of wealth management, and generational wealth creation, is often overlooked.

RISK MANAGEMENT

Your family will benefit from an insurance strategy that ensures there is a comprehensive plan in place for all life stages.

COLLEGE PLANNING

Let's create a college funding plan (a 529 tax-advantaged savings plan*) to help your children reach their full potential - while making sure you pursue your financial goals.

INVESTING

Let’s create investment management and portfolio management strategies designed to create income and growth the right way for your family.

FINANCIAL ORGANIZATION

Get clarity by organizing your entire financial life in one place. The Modernize Wealth Client Portal helps you keep everything organized, so it's easier to stay on track and reach your financial goals.

*There is no guarantee that the plan will grow to cover education expenses. In addition, depending upon the laws of your home state or designated beneficiary, favorable state tax treatment or other benefits offered by such home state for investing in 529 college savings plans may be available only if you invest in the home state’s 529 college savings plan. Any state-based benefit offered with respect to a particular 529 college savings plan should be one of many appropriately weighted factors to be considered in making an investment decision. You should consult with your financial, tax or other adviser to learn more about how state-based benefits (including any limitations) would apply to your specific circumstances and also may wish to contact your home state or any other 529 college savings plan to learn more about the features, benefits and limitations of that state’s 529 college savings plan. You may also go to www.collegesavings.org for more information.

CONSTANT COMMUNICATION

When you work with Modernize Wealth, you don’t just have one financial advisor. You have a team of three experienced professionals planning and managing your wealth – that means much more communication.

Many financial planning firms are happy with one meeting per year to see if their clients are “on track”. That doesn’t work for us. Our Wealth Management clients will have three strategic planning meetings per year.

A tax and investment planning and tracking session in January to make sure you are in the best shape possible for tax season.
A risk management session in May to ensure your insurance strategies are all on point.
An annual goal planning and tracking meeting in October, to make sure your money is being added to each of your goals properly year after year.

MODERNIZE WEALTH – TIME TO GET ORGANIZED

Our financial planning process is designed to help you create a solid foundation on which to build generational wealth. This process will give you:

A clear vision for your future and an action plan to get there.
Strategies to automate savings, consolidate accounts, and manage debt.
Investment strategies customized for your risk tolerance and lifestyle.
Clarity about the role of your career in your short- and long-term plans.

CONTACT MODERNIZE WEALTH TODAY

There really is no time like the present to get your family’s financial situation in order. If you are ready to schedule a no-obligation discovery meeting…or if you have questions, we would love to hear from you – email hello@modernizewealth.com or call us at 480.346.1283.